How to outsource web design and development services in the USA in 2022?

October 3, 2022by junaid0

In 2022, a strong web presence is undoubtedly highly essential. It is vital to surviving today’s digital marketing world. Moreover, you need a peak-performing website that helps you keep up with the latest market trends and developments. Hence, outsourcing your web design and development services in the USA has gained tremendous popularity in 2022.

web design and development services in USA

Notably, you can outsource anything today. It eventually saves you time and money. Therefore, you can hire professionals for it, may it be customer services, design services and marketing, and finances.

It is a common misconception that only smaller enterprises outsource their services. On the contrary, all the large multinational corporations like Microsoft, Facebook, and Google also prefer outsourcing their services to save time, money, and resources.

Most importantly, outsourcing your web development procedures to professionals helps you exceed your expectations. It finally improves your productivity in the long run. In addition to that, you also save time and resources for a better project output.

Why do companies outsource web design and development services in the USA?

Indeed, companies tend to outsource their web development operations for several reasons. Hence, among those innumerable incentives, some of the most crucial ones include the following:

  • Firstly, it saves up to 59% of the company’s costs.
  • Secondly, your company’s core competencies improve by 57%.
  • Thirdly, you resolve 47% of your capacity issues.

Subsequently, all the above-mentioned incentives have made these services quite in demand. You eventually stay relevant to the market trends. You also learn to make the best use of your time.

Top models of outsourcing web design and development services in the USA

Web development is exclusively an IT-related service. It involves several phases and procedures, from designing to its deployment. Hence, it can get a bit daunting. Henceforth, companies prefer to outsource it. Plus, they usually follow the following models:

1-         Team-based outsourcing model

First, we have the team-based model. Here, the vendor usually hires developers from several points and forms them into a team. Thus, each member is delegated their task, which ultimately improves operational efficiency.

Moreover, this outsourced team is your virtual team. Also, it should be noted that this model serves best for long-term projects. And short-term projects can’t survive on this model.

2-         Process-based outsourcing model

Second, having a centralized control system in web development procedures is vital. The leading web software development services in the USA also prefer a process-based outsourcing model. Hence in this model, the hired team looks after these:

–           The entire project handling and management

–           Comprehend the client’s requirements

–           Answerable for all failures and risks

3-         Staff-augmentation outsourcing model

Third, there is a staff-augmentation model. In this model, the hired web developers are also in complete control. These IT professionals are entirely responsible for the project. Therefore, you must maintain direct communication with them to ensure maximum productivity.

What is the step-wise procedure for outsourcing web design and development services in the USA?

Haste makes waste, essentially. So make sure to be patient while opting for the most efficient web designers and developers. Henceforth, it doesn’t matter how big or small your project is. Make sure to take the first right step. And what are they? Let’s have a look:

1-         Identify your goals

First and foremost, make sure to have a proper brainstorming and mind-mapping session. Try to understand what the company requires at the end of the day. For this reason, these goals and targets broadly include the following:

–           The object of web development

–           The expected final product

–           The requirements of the project

–           Benefits of the website

–           User experience

–           The road map of web solutions

2-         Define your project requirements

Secondly, make sure to keep your project agendas clear. Moreover, your queries should be accurate and specific. They generally comprise:

–           The business goals

–           The project’s tech needs

3-         Keep your budget and time frame in mind

Thirdly, the leading web software development services in the USA always keep the budget and the time frame into account. This eventually depends on these:

–           The project’s scale

–           The required features

–           The development team’s experience

–           The testing and quality assurance process

4-         Shortlist all your alternatives and options

Next, always have some alternatives in mind in case things go wrong. It never hurts to have some second options. This is where good research comes in handy. Plus, go through the company’s past experiences and clients to get a good idea of their competencies. Their portfolio, indeed, gives you much more clarity on a lot of your concerns. Hence, a little research never hurts.

5-         Draw a comparison among the shortlisted options of web software development services in the USA

Last but not least, the research helps you compare the pros and cons. Further, while drawing this comparison, make sure to keep the following into account:

–           Communication outlets they use

–           The expected deliverables

–           The budget breakdown

–           Technology stack

–           References and personal reviews

To summarize, the above-mentioned step-wise process streamlines the entire outsourcing process of web development. Furthermore, who should do it? Let’s have a look:

–           People with limited time and budget

–           Companies with no development team

In conclusion, Netroots Technologies is the best web development services company in the USA. We take pride in delivering tangible and exclusive benefits to our esteemed clients. Further, we are your number one option to achieve a smooth web development process for improved efficiency and accurate results.

So, do we need a web development team for many lined-up projects? Well, your search ends here. Our top-of-the-line web design and development services in the USA understand your brand and its needs! For this reason, we offer the services that eventually make you stand tall in the crowd. And you get to witness business growth like never before.

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How to reduce the amount of time your employees spend on emails

Jessica Mckenzie
22 October 2020

Email is considered a critical component of communicating within the business world; however, email is notorious for costing employees valuable time and productivity every day. In fact, employees receive a daily average of 123 emails and spend approximately 6.3 hours of their day on sending, receiving, and reading their emails.

Email has devolved into a time-wasting tool for business that, if left unchecked, can result in: bottlenecks preventing information sharing; communication breakdowns; low employee productivity; and lost time and money.

Minimizing the use of email and making it more efficient is the key to navigating this hurdle. Employees need to spend less time managing email and trawling through messages to find information. This has become even more urgent with the shift to remote working, as employees can't communicate face to face.

Collaboration tools build business productivity

For your employees to improve their productivity levels and focus on deep work and creative tasks, they need to minimize the time they spend on emails. By incorporating a collaboration tool, such as Microsoft Teams or SharePoint, into your organization, you can streamline the process of communicating and sharing information.

The fact is, email isn't likely to be going anywhere anytime soon. It's convenient and reliable, making it the default option for most businesses. In fact, email use is likely to continue to grow, potentially reaching more than 333 billion emails sent and received per day by 2022. The number of users will grow to 4.2 billion in 2022.

Therefore, organizations need to find a solution to the email challenge that doesn't require them to eliminate email use altogether. Instead, they need a tool that enhances collaboration and can seamlessly connect with people's emails.

Email is often used to send attachments, which are usually documents that are important to the business. This can include contracts, memorandums of understanding, policies, plans, blueprints, and many more. These attachments are crucial to the organization but can often become siloed away in people's email inboxes. When others in the team need access, it can be impossible to find the latest versions and ensure everyone is working with the same information.

A collaboration tool can fix this by making it easy to save attachments into a location that is secure, searchable, and, most importantly, accessible by any authorized person. This removes the need for manual follow-up, team members asking each other for the latest version of the document, or errors that occur when people are working with different document versions.

It's important to choose an easy-to-use tool so your employees can adapt to it faster and start improving their productivity straight away. Tools like Microsoft SharePoint can fit the bill perfectly. However, if employees aren't used to using SharePoint and the sites within SharePoint are unfamiliar to them, they may avoid using it. This means you may not see a strong return on your investment in the platform and employees will continue to waste time managing documents inefficiently. Therefore, you need to buttress your implementation of SharePoint with a collaboration tool that makes it so easy to use that your employees won't even consider using anything else.

OnePlace Solutions offers a plug-in that seamlessly connects your team's Outlook inboxes with the relevant SharePoint sites. With drag-and-drop functionality and integrated capabilities, OnePlaceMail lets employees manage information effectively without wasting any time. Instead of managing emails, they can focus on their core tasks, which delivers more value to the business.

Overall, this will reduce the amount of time spent managing and sending emails, while also improving employees' visibility into and access to information, and facilitate a more productive workflow for the business to achieve success.

To find out more about how OnePlace Solutions can turn your collaboration solution, like Microsoft Teams or SharePoint, into a powerhouse of collaboration and efficiency, and reduce the amount of time employees spend on email, contact us today.

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Europe’s gold standard Microsoft conference is returning as a live, in-person event on 28 Nov – 1 Dec 2022 in Copenhagen!
OnePlace Solutions is proud to be a gold sponsor supporting ESPC22– join us to be inspired, learn, and connect.

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We have an excellent opportunity for a highly motivated and energetic individual to join our Product Development Team based in Manly, Sydney.

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Master Agoraphobia with Picmonic for Medicine

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Agoraphobia is defined as an irrational fear of a range of situations in which a person believes escape or access to help may be very difficult or embarrassing. Women are twice as likely to develop agoraphobia than men with the majority of cases being diagnosed in patients under 35 years. In order to be diagnosed with agoraphobia, the patient must experience intense fear, anxiety, or panic attacks in at least 2 of the following situations: using public transportation, being in open spaces, being in enclosed spaces, standing in a crowd of people, being unaccompanied outside the home. These symptoms must last for more than 6 months. Panic disorder is often seen in these patients as well. Treatment for agoraphobia includes cognitive behavioral therapy and/or pharmacotherapy with SSRIs.
Fear of Anticipating ≥ 2 Situations
Fearful-guy with 2 tutu-wearing Ladies

Agoraphobia is defined by irrational fear while facing or anticipating two or more situations. Patients can have a crippling fear of crowded spaces, closed spaces, or public transport. This condition can be so debilitating that patients might refuse to leave their homes.

Symptoms > 6 Months
Greater-than Sign with (6) Sax and Month Moon

According to the Diagnostic and Statistical Manual of of Mental Disorders (DSM), symptoms must last more than 6 months.

Panic Disorder
Panic button

Agoraphobia is typically seen in patients with comorbid panic disorder. Panic disorder is an anxiety disorder characterized by recurring panic attacks, which are associated with fear of the attacks and behavioral modifications to avoid these episodes. Panic attacks are characterized by intense fear that may include palpitations, shaking, shortness of breath, and a feeling that something terrible is going to happen.

Cognitive Behavioral Therapy
Cog Behavioral Therapist

Cognitive behavioral therapy is the first-line therapy for agoraphobia. Cognitive behavioral therapy (CBT) is a type of psychotherapy based on analyzing and reforming maladaptive thoughts that are contributing to emotional and behavioral distress.

Selective Serotonin Reuptake Inhibitors (SSRI)
Selective Silver-tonic Reuptake tube with Inhibiting-Chains

Selective serotonin reuptake inhibitors (SSRIs) can be used for the treatment of agoraphobia. SSRIs are a class of drug which work by selectively inhibiting serotonin reuptake into presynaptic cells, increasing the neurotransmitter's availability in the synaptic cleft.

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6 Ways To Quiet Your Mind For Better Sleep

6 Ways To Quiet Your Mind For Better Sleep

better sleepHealth

Do you struggle to fall asleep at night? Do you find that your mind races and fills with thoughts, especially negative ones, that make dozing off impossible right away? And, after you finally fall asleep, do you often feel tired the next day regardless? If you answered yes to those questions, you need to learn ways to relax your brain and promote positive thinking to get the rest you need. Here are six ways to quiet the mind for restful sleep.

1.    Don’t Focus On Forcing Yourself To Sleep

Paradoxically, trying to sleep very much can lead to even greater difficulty in sleeping. If you’ve ever found yourself lying in bed and feeling more and more awake by the second as you will yourself to doze off, you’ll know exactly what this is like! This can even make your mind even noisier. Here are some ways to counteract this:

·         Get Out Of Bed

If you’ve been lying in bed and trying to sleep for 20 minutes to no avail, your brain is only going to get noisier from there. So get up and go to another room and do something relaxing that doesn’t involve light exposure. For example, you may go to a dim living room and listen to some calming music, or turn on a lamp in your office and read a book. Give it a few minutes or even up to half an hour, then go and try to sleep again. Sometimes, breaking the cycle can be enough to calm the mind.

·         Do Some Reverse Psychology

It sounds silly, but if trying to sleep makes you wake up, sometimes trying to stay awake can help you sleep. Tell yourself you absolutely must stay awake for various reasons and feel comfortable with that potential outcome. If your brain is susceptible to paradoxical suggestions, this might lull you into a more restful state!

·         Determine If Your Bedtime Routine Is Wrong

There’s a chance that the reason you’re not able to fall asleep is because of something unrelated to your noisy mind. For example, you may be going to bed too early, eating too close to bedtime, or sleeping in too warm of a temperature. A naturally busy mind will make it even harder to sleep under these conditions, so if all else fails, examine these factors!

2.    Give Yourself Time To Worry to Be More Restful

If you have a boisterous mind, you may need to address this during other parts of the day, long before bedtime. Anxiety and worries can make restful sleep hard to achieve at all, and that’s why you may want to pre-schedule time explicitly dedicated to worries for this purpose.

It sounds strange, but this is a standard method to handle a commonly noisy, racing mind. During this period of between five to fifteen minutes a day, you must drop everything else you are doing and focus exclusively on worrying and nothing else. You will think of every single negative emotion and concern you have and bring them to the forefront of your mind, observing them as they pass.

Then, once the time is up, all worrying must stop immediately. Any worries that come up outside of this time must be pushed aside and told to wait for their turn in the next scheduled worrying time. Once you get into the swing of this, it will come more naturally, and your nighttime worries will be delegated to a different time of day, giving you the chance to sleep.

3.    Get Tasks In Order First

Sometimes, a noisy mind results from the knowledge of the many things you have to do. In other words, it can be a reflection of a lack of organization and control over waking life. So get your tasks in order first before you try to sleep, and preferably a few hours before bedtime.

Studies have shown that this can allow you to fall asleep faster, and the more detailed and long your to-do list when you write it, the faster your sleep will come! The sense of peace you have from knowing things are in order can be compelling. Finish your work, make to-do lists, handle chores, and plan as needed. Then put that aside and tell yourself, in positive thinking, that you have everything handled and written down for tomorrow’s perusal.

Here are tips to beat insomnia forever.

4.    Engage Your Ears

Occasionally, you can quiet your mind via the engagement of one of the senses. Your ears are an ideal part of the body to engage in this manner, as your sense of hearing can dictate how relaxed you feel and how easily you fall into a more restful sleep. Here are some ways you can engage your ears:

·         Listen To Music

Studies have found that music has positive effects on sleep quality, so turn on an excellent playlist and let it lull you into peacefulness. Just make sure you’re not picking head-banging tunes or any songs that evoke strong emotions in you, and keep the volume low instead of loud. It can help make a specific playlist for sleep, as you’ll get to curate it that way. Plus, the more often you use it, the more your brain will associate it with sleepiness.

·         Play An Audiobook

The wonderful world of fiction is a fantastic place to escape to so you can quiet your mind. Choose something that’s not too exciting or thrilling and let yourself get lost in fantasy worlds.

·         Listen To A Podcast

Like an audiobook, a podcast can give you another world to escape to, or it can lull you to sleep with nonfiction and calming voices. Once again, you’ll want to avoid overly exciting, thrilling, or upsetting topics, and if you tend to get heated about specific issues, avoid those, too.

·         Use Noises

Sound therapy and recorded ambient sounds may help get you to sleep. Find calming sounds that you like, such as the sounds of waves or even white noise, and play them on repeat. This is especially helpful if your lack of restfulness is caused by missing a specific environment. The environment created by a little specially chosen noise can set the right tone for sleep and quiet your mind as you relax.

5.    Use Relaxation Methods to Promote a Restful Night

It goes without saying that sometimes the best way to quiet the mind is to use common and scientifically-backed relaxation techniques. A little calming activity can help the brain finally chill out, bringing the necessary tranquility for sleep. Here are some common methods to try:

·         The 4-7-8 Breathing Method

This technique involves a breathing exercise that can have positive effects on overall stress levels. To do it, you inhale for four counts, hold the breath for a count of seven, and then do eight counts of inhalation. This should be done a minimum of five times, and your heart will relax as your pulse slows in calmness as a result.

·         Meditate

Meditation refers to the act of focusing on your breathing, clearing your mind, and staying present in the current moment. Find something to focus on, whether a mantra, your breathing, or even a visualization of your happy place, and keep your concentration on them. If you’re not used to it, it can be tough to sit with an empty mind, but with practice, you’ll get to reap the positive benefits of relaxation for sleep.

·         Try Progressive Muscle Relaxation

This kind of exercise involves pretty much what its title entails – you progressively relax your body’s muscles one at a time, beginning with the toes and working your way up every muscle group until you get to the top of your head. Research has found that this is good for sleep because it directs attention to your physical body instead of to any loudness of thought in your mind.

·         Do Some Yoga

It would be best if you didn’t do a complicated exercise right before bed, but some simple yoga stretches and positions can result in relaxation, according to studies. The child’s pose is all you need. This pose involves kneeling on the ground with your toes together, knees apart at hip-width.

Then, you bring your chest down towards your thighs and touch your forehead to the floor. You can also opt for the easier corpse pose, ideal for those with knee or hip pain. You need to lie on your back with your limbs relaxed, then feel yourself breathe as you sink into the floor beneath. Whichever pose you choose, remain in it for up to five minutes!

6.    Express Yourself

If your sleeping troubles come from emotional turmoil and anxiety, expressing those feelings can be beneficial in quieting your mind. When the brain is abuzz with worries, stress, and clutter, it may be best to expel them to be more restful. Here are some ways you may try doing this:

·         Call Out The Thoughts

Don’t repress or push back what you feel. Address them directly and point them out one by one, then see what they do. Spot any irrationalities and inconsistencies and acknowledge each feeling. Then, tell them that you respect them and will reflect on them tomorrow. Some of those emotions will no longer matter to you when you wake up, and those that do will be waiting to be dealt with the following day instead of plaguing you at night.

·         Write In A Journal

Journals are a great way to express yourself, as you know it’s a private diary that no one else would see. Even quickly scribbling on any written medium works similarly, as it helps your brain to get out its most pressing thoughts and emotions in a positive way. This may even allow you to address more severe matters productively the next day since you’ve written them down and won’t forget them!

·         Talk it Out

If you have serious concerns, you can ask to vent to a friend or loved one, whether in person, over the phone, or via text. But you don’t have to speak to someone in particular actively! Talking to yourself, to a wall, or even to a stuffed animal lets you process your emotions out loud in a private and safe space, and it can help quiet your brain.

Final Thoughts On Some Ways To Quiet The Mind For Restful Sleep

Many people struggle with restful sleep at night, but learning to quiet your mind can allow slumber to overtake you more quickly and with better results. If you have a lot of trouble sleeping and often wind up unable to get sufficient rest, speak to a relevant doctor for advice and assistance as you may have a sleep disorder.

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Woodwinds & Brass

These are a family of musical instruments so called because they were originally made of wood and were blown to produce musical sounds . The earliest generation of these wind instruments were flutes and other reed instruments.

Later they also came to include other wind instruments made of metals like brass and silver as seen in the range of saxophones, trumpets, trombones, flutes , clarinets and many others that form part of the woodwind section of any modern orchestra today.

Recorder | Flute | Oboe | Clarinet | Saxophone | Trumpet

Paulette Demello

Head of the Department

Paulette Demello was exposed to the recorder at an early age as it was a compulsory subject in school in The Netherlands where she grew up. Her genuine interest for the recorder started only after her son joined the Bangalore School of Music in 1987...


Shulgin admitted that he does not want to maintain contact with his biological father.

This information was reported by “Russian conversation”.

Valery has left from a former spouse, Alexander Shulgin, with three children. The singer could not stand the horrible attitude that endured for many years. After breaking up with Shulgin celebrity married producer Joseph Prigogine, who are still happily married.

His daughter Valeria, Anna, spoke in an interview about the relationship with his biological father. According to the girl she considers as a close relative of Prigogine, as he practically raised her, has always supported and been with you.

Shulgin noted that very rarely meets with his real father, and these meetings are held, as if between close relatives and strangers. Anna greets Alexander, and they never communicate . The girl said that his father never congratulated children with the day of birth and after the divorce with Valeria did not take care of their life. Still Shulgin has not wondered how his descendants, so Anna is not going to maintain any contact with him.

Daughter Valerie is very grateful to his mother and Joseph that they always paid attention to her and the brothers, and was able to ensure that all children have a happy and fulfilling life.


加拿大心理学作业：Critically discuss the differences and similarities

论文价格: 免费 时间:2019-07-26 10:58:08 来源:www.ukassignment.org 作者:留学作业网
I)Critically discuss the differences and similarities between "positive psychology" and "traditional psychology". What are the focuses of these two fields of psychology? How has both fields of study evolved over the last 10 years?批判性地讨论“积极心理学”与“传统心理学”的异同。这两个心理学领域的重点是什么？这两个研究领域在过去10年中是如何发展的？
The power of positive psychology is to help people discover and utilize their inner resources, thus improving their quality and quality of life. There is a need for self-fulfillment in the deep heart of everyone. This kind of need to inspire people inner positive force and excellent quality, positive psychology using the internal resources to help ordinary people or the person that has a certain talent maximum digging their own potential, and to gain the good life. These positive forces and good qualities are the core elements of human survival and development. Positive psychology reflected in the nature of amending its psychological imbalance of development, emphasis on the development of psychology depends on both the prevention and treatment of human psychological disease, and more dependent on culture, construct the human qualities, the two can complement each other, the balanced development.
Research topics include :(1)positive experience, such as happiness, well-being, etc. (2)positive traits, such as self-determination, wisdom, creativity, virtues, etc.; (3) positive community, such as social relationship), culture norms the effects of family on the development of talent, etc.研究主题包括：（1）积极的经验，如幸福、幸福等；（2）积极的特质，如自决、智慧、创造力、美德等；（3）积极的社区，如社会关系）、文化规范、家庭对人才发展的影响等。
In the United States, the "Templetion positive psychology prize", which is the highest in psychology, is awarded to scientists under 40 who have made outstanding contributions in the field of positive psychology (Southwick, Satodiya, & Pietrzak, 2016). One of the major universities in the United States has established the center for positive psychology research, and the university of Pennsylvania will be the first to grant a degree in positive psychology. The annual international conference on positive psychology was held in Washington on the first weekend of October. DannyKahneman became the first positive psychologist to win a Nobel Prize. Positive psychology is also developing rapidly in Europe, and Oxford University press has published a number of positive psychology books, such as the handbook of positive psychology. The European positive psychology conference was held in milan, Italy, in July 2010. In China, positive psychology is being started and pay more attention to the positive, the introduction and the research field of positive psychology, the Chinese references can be documented by the end of this article. For example, the contribution of self-determinism to positive psychology research and so on. 在美国，“暴风雨积极心理学奖”（templetion positive psychology prize）是心理学领域最高的奖项，授予40岁以下在积极心理学领域做出杰出贡献的科学家（Southwick、Satodiya和Pietrzak，2016年）。美国的一所主要大学已经建立了积极心理学研究中心，宾夕法尼亚大学将是第一个授予积极心理学学位的大学。10月的第一个周末，积极心理学年度国际会议在华盛顿举行。丹尼卡尼曼成为第一个获得诺贝尔奖的积极心理学家。积极心理学在欧洲也发展迅速，牛津大学出版社出版了一批积极心理学书籍，如《积极心理学手册》。欧洲积极心理学会议于2010年7月在意大利米兰举行。在我国，积极心理学正处于起步阶段，越来越重视积极心理学的积极性、引言和研究领域，本文最后可以对中国的参考文献进行记录。例如，自我决定论对积极心理学研究的贡献等。

Reference list
Southwick, S, Satodiya, R, & Pietrzak, R 2016, 'Disaster Mental Health and Positive Psychology: An Afterward to the Special Issue', Journal Of Clinical Psychology, 72, 12, pp. 1364-1368, Education Source, EBSCOhost, viewed 26 February 2018.

Reference list
Szczygieł, D, & Mikolajczak, M 2017, 'Why are people high in emotional intelligence happier? They make the most of their positive emotions', Personality & Individual Differences, 117, pp. 177-181, Education Source, EBSCOhost, viewed 26 February 2018.

III) Critically evaluate the available research evidence on the correlates and predictors of subjective well-being. Identify three strongest predictors of subjective well-being by using primary research articles. How did the psychologists set up the experiment, what were the findings and what were the shortcoming of the experiment?
The purpose of this study is to explore the correlation between social support and subjective well-being based on social support rating scale, and to explore the research characteristics that influence the relationship between the two. A total of 89 independent samples were produced in 86 original studies, with a total sample size of 32948 (Wen, Geng, & Ye, 2016). According to the results of subjective support, objective support and utilization degree, and the whole subjective well-being, life satisfaction, positive emotions significantly positive correlation between moderate, with moderate degree of significant negative correlation between negative emotion. The correlation between the two subjects was regulated by the group type, i.e. the relative sizes of the two groups were different in different subjects.#p#分页标题#e#
To occupy literature as much as possible, in accordance with the following criteria: (1) at the same time using social support rating scale and happiness scale, and report the dimension or total score of at least one scale to another scale dimension or the correlation coefficient between the total score. (2) the subjects were normal people. Criminals, treated mentally ill patients are excluded. (3) the investigation time is at ordinary times. Disaster period, emergency period, such as earthquake, "SARS", and its front and rear exclusion. (4) the sample size is clear. (5) only one of the data is published repeatedly. If the dissertation is changed into a paper and published in the academic journal, and the relevant data is reported, the published journal article shall prevail. Otherwise, use the data in your dissertation.
The research on social support and subjective well-being is meta-analysis, trying to find the answer to the following questions: 1) society will support, especially the use of support, and the relationship between subjective well-being. 2) whether the different structure of subjective well-being is different from that of social support. 3) whether the research characteristics of the original research (such as the types of subjects, scale types, subjects, etc.) will affect the correlation between subjective well-being and social support, namely whether the research feature effect exists.
General and three dimensions of social support (subjective support, objective support, support the use of degrees) of the whole and subjective well-being, life satisfaction, positive emotions significantly positive correlation between moderate, with moderate degree of significant negative correlation between negative emotion.
Between the related subjects group type adjustment, namely different subjects groups, both related to the size is different, is not affected by the use of subjective well-being scale, the types of publication, published s etc to study the effect of characteristics.
However, the results of this study showed that the degree of disability was highest, followed by students and the lowest among the elderly. According to the previous view, the correlation depends on the degree of need and the subjective judgment of the possibility of implementation. The elderly, although is needed, they may think that the use of these support and not very good, or attempt to use multiple have hit a wall, so that they think using social support is difficult to achieve, and formed a kind of subjective judgment. Combined with bandura's concept of self-efficacy, this subjective judgment can be called support for the use of efficacy.
Reference list
Wen, Z, Geng, X, & Ye, Y 2016, 'Does the Use of WeChat Lead to Subjective Well-Being?: The Effect of Use Intensity and Motivations', Cyberpsychology, Behavior & Social Networking, 19, 10, pp. 587-592, Business Source Premier, EBSCOhost, viewed 26 February 2018.

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Ductile fracture is characterised by large amounts of plastic deformation before failure. This form of fracture involves large amounts of energy absorption (high toughness).

Brittle fracture is characterised by low plastic deformation and small amounts of energy absorption at failure (low toughness).

It takes a lot of force to deform a glass rod. With the load shown the rod is not broken.

But if the rod has a small notch, the force required to cause fracture is greatly reduced, and the rod breaks. Observe how the fracture originates from the notch.


The Risks of Gambling

Gambling has long been a popular pastime in the United States, with revenues topping $13.6 billion in the second quarter of 2021. However, there are some risks associated with gambling. If you want to stay in the game, you should know the signs and how to manage your gambling budget. If you are worried that you might develop a gambling problem, you should seek help from a qualified professional.

Responsible gambling

Responsible gambling requires a strong commitment to ethical behavior from both the gaming operators and the customers. It also focuses on preventing underage gaming. In many jurisdictions, gambling operators must strictly follow laws protecting minors. They must also implement steps to prevent underage gambling, such as a clear registration process for all players and mandatory verification measures to ensure age of the gambler.

Fortunately, there are many resources available to help people with gambling problems and help them stop. These include the International Center for Responsible Gaming, which is a worldwide resource for responsible gambling, and the National Council on Problem Gambling, which can provide 24-hour assistance to people who are struggling with gaming addictions. Responsible gambling benefits everyone, including those in the industry. By making gambling a safe industry, more states will be willing to legalize it.

Responsible gaming standards differ between land-based and online operators. However, the most important aspect of these standards is safety and security. Without this element, the other points will be undermined. Online gaming operators are required to implement internal controls and procedures to protect patrons, and to manage player funds correctly. Land-based operators, on the other hand, must implement physical security measures to protect patrons, and keep their slot games and electronics up to date.

Costs of gambling to society

The expansion of gambling has brought with it numerous costs for society. Some of these include increased crime rates and bankruptcy rates. Another cost is the time and money spent in treatment for people who suffer from problem gambling. Many of these costs are difficult to measure. The social costs of gambling should be considered alongside the economic benefits, and their impact cannot be ignored.

In 2016, the cost of gambling to society rose significantly in most countries, with Australia claiming the highest figure at $990 per resident adult. Compared to other countries, the United States experienced the largest overall loss, totaling $116.9 billion. Moreover, gambling losses have increased as jurisdictions have increasingly deregulated gambling in the pursuit of short-term economic gains.

The social environment in which a person lives affects his or her gambling behavior. Some consumers gamble for money, while others gamble to escape from their problems. Problem gamblers tend to gamble more frequently for this reason.

Signs of a problem with gambling

Gambling addiction can lead to a variety of symptoms, including excessive lying, staying up late, and stealing money. If you think you might be addicted to gambling, talk to other family members and consider getting professional help. Mood swings are another sign that you may be experiencing gambling addiction.

Gambling addiction has a similar pattern to alcohol and drug addiction, with a person who cannot control their behavior becoming increasingly restless and irritable. This is because a person becomes obsessed with gambling and feels an uncontrollable need to indulge in it. The person becomes depressed and irritable when he or she doesn’t gamble, which is a symptom of emotional withdrawal.

Gambling addiction can ruin relationships with friends and family and can even lead to financial trouble. It can even lead to stealing and other illegal activity. Some of the more obvious signs of a gambling addiction include spending an excessive amount of time gambling, not having time for other activities, and increasing the amount of money spent on gambling. The person may also be hiding their money, or borrowing money from family and friends to make bets.


Life is Hard Life throws us many curve balls and challenges that sometimes we are not prepared for. People die, jobs are lost, marriages struggle, parenting is hard, trauma occurs, depression and anxiety arise and despite it all life continues. Life is hard and we all need someone to help us navigate through it during those tough times.
Seeking Help is Not Weakness We live in a culture that stresses independence and a “do it yourself” mindset. Seeking help is often viewed as a sign of weakness, instead of being a form of strength We all have weaknesses, but that does not mean we are weak. We all have flaws, but that does not mean we are flawed. It takes a very strong individual to identify that they are struggling with something and then seek help to work on that issue. We all need someone to help us at some point in our lives. It is much easier to close off and keep things inside, but to be vulnerable and allow change to occur takes a deep, inner strength. I admire and respect each individual that I work with, because I understand the courage it took to take those first steps to enter into therapy.
There is Hope Therapy is a means of helping you find the hope in what may seem a hopeless situation. It does not mean the process is easy, but it means that you will be equipped to handle stressors and issues that arise in life.


korean english

Home > 게시판 > 세미나

○ Place :  기초학문관 3층 창조존

○ Speaker : 이  현  정  박사님 (KAIST)

○ Abstract:

번호 제목 날짜 조회 수
636 <May.30(Wed.) 4:30 PM> 구리산화물 고온 초전도체의 특성과 응용 2018.05.23 45915
635 <Nov.21(Wed.) 4:30 PM> 핵물리학과 RAON 2018.11.15 45995
634 <Mar.31(Wed.)> Nonlinear nanophotonics using on-chip microring resonator 2021.03.25 46262
633 <Mar.7(Wed.) 4:30 PM>Acoustic metamaterial: principles and applications of phononic crystals 2018.03.02 46591
632 <Nov. 1(Wed.) 4:30 PM> 광자와 이온트랩을 이용한 양자 정보처리 2017.10.25 46694
631 <May.23(Wed.) 4:30 PM> 한국 희귀동위원소과학 프로젝트(Rare Isotope Science Project in Korea) 2018.05.16 46707
629 <Nov.29(Wed.) 4:30 PM> The Intensity Frontier Experiment & SHiP 2017.11.22 46776
627 <Mar.21(Wed.) 4:30 PM>깊은 땅속 중성미자 실험, DUNE 2018.03.14 47330
626 <Sep. 6(Wed.) 4:30 PM> Particles in the Universe 2017.09.01 47377
625 <April.3(Wed.)> 전자구조계산을 이용한 새로운 양자물질 연구 2019.03.27 47681
624 <Sep. 20(Wed.) 4:30 PM> 양자이론에 대한 `서울해석` 시도하기 2017.09.13 47775
621 <4/5(Wed.) 18:00pm> 저에너지 가속기의 활용 2017.04.05 50035
620 <April.11(Wed.) 4:30 PM>History of Superconductivity and its Future 2018.04.04 50151
618 <Oct. 13(Wed.)> Electric Quantum Oscillation: A New Form of Quantum Oscillation 2021.10.06 50276
617 <Nov. 5(Fri.)>Strongly Coupled Moire Photonics 2021.11.01 50413


Kitakyushu, Japan to host 2021 gymnastics world championships

Kitakyushu General Gymnasium

The 2021 artistic and rhythmic gymnastics world championships will be hosted in Kitakyushu, Japan, the Federation Internationale de Gymnastique (FIG) announced. It will be the first time in FIG history that a city has hosted both the artistic and rhythmic gymnastics world championships in the same year. The Artistic Gymnastics World Championships

FIG president Morinari Watanabe elected to IOC

IOC president Thomas Bach with FIG president Morinari Watanabe

Baku to host 2021 Trampoline World Championships

The National Gymnastics Arena in Baku


The 2022 Latin America E-commerce Data Library

AMI projects that e-commerce in Latin America will reach USD$379 billion in 2022, up 32% over 2021 and CAGR of 25% through 2025. Instant payments such as Pix, increased banking penetration and cross-border e-commerce are driving this growth, and generating deeper e-commerce penetration.

The benefits of e-commerce extend beyond large e-tailers as Latin American SMBs have moved into online selling since two years ago when the COVID-19 pandemic began. For companies seeking to maximize the opportunities from this major digitalization in consumer behavior, data is crucial. This is why we developed this unique dataset.

The 2022 Latin America E-commerce Data Library uses transactional data and other sources to reflect actual consumer behavior, as opposed to survey data, which is likely to be less accurate. This dataset also incorporates ride-hailing and delivery apps, digital goods, and other services, rapidly growing sectors often overlooked by e-commerce reports. It also contains the split between domestic vs. cross-border transactions in different markets, which allows companies that are expanding to LatAm to gauge their growth potential.

Key Markets

AMI’s Latin America E-commerce Data Library covers 17 e-commerce markets in the region:

Click here for the full article.


You aren’t less than, inferior to, or worth less than anyone you have ever met face to face. The truth is, all have sinned. All are not good enough. All do not deserve their blessings. All deserve to die for our sins and to burn in Hell for eternity. All can escape God’s wrath only by the blood of the Lamb who took the punishment we deserved. And on top of that, if we accept Christ, God adopts us as his own beloved children and makes us citizens of Heaven. That is amazing grace, and a secure promise to stand on. Nonetheless, let’s remain humblyRead More →

Meditating on God’s word is an effective way to counter lies both from our own anxious minds and spiritual attacks. When tempted, Christ himself defeated Satan by countering with what it was written in the Bible. I am a student of the practice, not a teacher. And please continue any medical treatment you are on, but I’ll share what I’m learning with you. The basics are to recognize our emotional states, identify the lies influencing us, and pick verses that effectively contradict them. When it is the devil, say it loud, with authority, and he will back down if there is no other factors atRead More →

You are unique. So is everyone else. So being unique isn’t special. If you are breathing, you are at least a little evil (flawed and imperfect.) So is everyone else. That makes you normal. Welcome to the club. You are at least a little good. Some are so evil, they use even their good qualities for evil. So the more you grow up into the wisdom, purity, goodness, and righteousness Christ offers to us all for free, the more special you are. So the most special people are gray-haired, physically failing, or otherwise at death’s door because they’re crossing the finish line of faith. They’veRead More →


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The Florida Statutes

The 2022 Florida Statutes

Title XXIX
Chapter 390
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F.S. 390.011
390.011 Definitions.As used in this chapter, the term:
(1) “Abortion” means the termination of human pregnancy with an intention other than to produce a live birth or to remove a dead fetus.
(2) “Abortion clinic” or “clinic” means any facility in which abortions are performed. The term does not include:
(a) A hospital; or
(b) A physician’s office, provided that the office is not used primarily for the performance of abortions.
(5) “Department” means the Department of Health.
(6) “Fatal fetal abnormality” means a terminal condition that, in reasonable medical judgment, regardless of the provision of life-saving medical treatment, is incompatible with life outside the womb and will result in death upon birth or imminently thereafter.
(7) “Gestation” means the development of a human embryo or fetus as calculated from the first day of the pregnant woman’s last menstrual period.
(8) “Hospital” means a facility as defined in s. 395.002(12) and licensed under chapter 395 and part II of chapter 408.
(9) “Medical abortion” means the administration or use of an abortion-inducing drug to induce an abortion.
(10) “Partial-birth abortion” means a termination of pregnancy in which the physician performing the termination of pregnancy partially vaginally delivers a living fetus before killing the fetus and completing the delivery.
(11) “Physician” means a physician licensed under chapter 458 or chapter 459 or a physician practicing medicine or osteopathic medicine in the employment of the United States.
1(13) “Standard medical measure” means the medical care that a physician would provide based on the particular facts of the pregnancy, the information available to the physician, and the technology reasonably available in a hospital, as defined in s. 395.002, with an obstetrical department, to preserve the life and health of the fetus, with or without temporary artificial life-sustaining support, if the fetus were born at the same stage of fetal development.
(14) “Trimester” means one of the following three distinct periods of time in the duration of a pregnancy:
(a) “First trimester,” which is the period of time from fertilization through the end of the 11th week of gestation.
(b) “Second trimester,” which is the period of time from the beginning of the 12th week of gestation through the end of the 23rd week of gestation.
(c) “Third trimester,” which is the period of time from the beginning of the 24th week of gestation through birth.
1(15) “Viable” or “viability” means the stage of fetal development when the life of a fetus is sustainable outside the womb through standard medical measures.
History.s. 1, ch. 78-382; s. 1, ch. 86-286; ss. 4, 5, ch. 88-97; s. 4, ch. 91-429; s. 4, ch. 97-151; s. 37, ch. 97-264; s. 3, ch. 98-1; s. 14, ch. 2007-230; s. 1, ch. 2013-121; s. 1, ch. 2014-137; s. 1, ch. 2016-150; s. 6, ch. 2021-112; s. 37, ch. 2022-4; s. 3, ch. 2022-69.
1Note.Section 5, ch. 2014-137, provides that:

“Severability and reversion.

“(2) Notwithstanding subsection (1), if s. 390.01112, Florida Statutes, is held unconstitutional and severed by a court having jurisdiction, the amendments made by this act to s. 390.011, Florida Statutes, and subsections (4), (10), and (13) of s. 390.0111, Florida Statutes, will be repealed and will revert to the law as it existed on January 1, 2014.”


AirPods given USB-C & more repairable design by engineer

USB-C in a custom AirPods case. Image source: Ken Pillonel

The engineer who placed a USB-C port in a custom AirPods charging case has provided an in-depth video for his methodology and explains how others can try it at home.

YouTuber and engineer Ken Pillonel isn't happy about Apple's port situation, so he's been finding ways to rectify it himself. After putting USB-C in an iPhone, he built an AirPods charging case with USB-C using a combination of custom components and Apple's own internals.

The in-depth video explains the trial and error of making his own AirPods case, down to getting the quality of the plastic closer to Apple's. Then, he breaks down how he built his own custom USB-C connector to replace the Lightning connector.

Rather than auction off the final product, Pillonel has decided to make his designs public. Anyone can visit his custom website titled "AirPods' Dirty Secret" for details and links to 3D CAD files and more.

By making the project open source, he hopes to help enterprising AirPods users convert their old cases and reduce e-waste. Beyond his issue with the Lightning port, he's also upset that Apple doesn't repair AirPods cases but instead replaces them.

Apple prides itself as a company concerned with bettering the environment. However, some see products like AirPods as an antithesis to that stance due to their "disposable" nature.

Couple that with the EU regulations requiring Apple move to USB-C in AirPods and iPhone by late 2024, and there may be a large influx of people moving to the new devices. That means all the old Lightning-based devices will become obsolete with no upgrade path that doesn't involve throwing an old device away.

These concerns are valid, but also leave out the ability for users to recycle products or hand them down. Apple moving to USB-C doesn't render Lightning-based products useless overnight, so landfills aren't going to suddenly fill up with old Apple products.


A guide to lean management

Business executives collaborate on creating a visual Kanban board.

Managing a team or company can be challenging, if not downright overwhelming at times. With so many moving pieces, it’s hard to know where to focus efforts to meet the needs of your customers, get the most out of your employees, and grow your business.

One approach that has helped countless organizations become more efficient and productive is lean management — a system that prioritizes value for customers while also focusing on continuous improvement for team members and the organization as a whole.

If you’re looking to change the way you run your company or more effectively manage your teams and projects, read on to learn how to master and implement lean management strategies.

This article will cover:

What is lean management?

Lean management is an organizational management strategy that combines two goals — continually improving efficiency and providing high value to customers. It’s a long-term approach designed to reduce waste and create a streamlined workflow through small, incremental process changes.

While the main purpose of lean management is to maximize value, it also emphasizes the success and continual growth of employees. It accomplishes all of these goals by focusing on the three main pillars of lean management:

  1. Providing value to the customer
  2. Reducing waste
  3. Improving continuously

Lean management also encourages shared responsibility across the organization. All team members are respected and encouraged to contribute ideas, and everyone is expected to continually improve and contribute to shared goals.

When correctly implemented, lean management can lead to increased efficiency, productivity, and customer and employee satisfaction.

A brief history of lean management

The story of modern lean management began in the Japanese manufacturing sector. In the 1940s, automaker Toyota wanted to reduce waste by slimming down its business processes. Its leaders developed a unique business model called the Toyota Way — and later known as lean management or lean manufacturing.

The model was highly successful, and it began to spread from Japan. The first person to dub the methodology “lean” was John Krafcik in 1988. Krafcik had worked at Toyota early in his career and later went on to be the CEO of Google’s self-driving car project. But lean management as we know it today was more fully developed in 1996 by James Womack and Daniel Jones in their book about Toyota, The Machine That Changed the World, now a management classic.

Since then, lean management has become a successful and leading approach to business in countries and industries around the world. It has also evolved over time as new generations have adapted the strategy to help run more efficient startups and software companies.

The five principles of lean management

True lean management is based on five core principles — establishing value, mapping the value stream, creating a continuous workflow, creating pull, and improving continuously. Let’s take a deeper look at each principle.

An illustration of the five principles of lean management, including a dollar sign icon labeled Establish value, a circular diagram labeled Value stream mapping, a triangular diagram labeled Create a continuous workflow, two chat bubbles labeled Create pull, and an ascending arrow with a bar graph labeled Continuous improvement.

1. Establish value

To be a successful business, you must provide value to the customer. Value is defined as something the customer is willing to pay for, and true value convinces them to buy your product. The first step to lean management, then, is to identify precisely what kind of value you are providing and where it is coming from.

2. Value stream mapping

Next, create a visual map of the workflow of your company. Value stream mapping helps you identify exactly where value is being created — and where it’s not. Visualizing your business process helps you see what’s working, what needs improvement, and what can be considered waste.

3. Create a continuous workflow

Once you’ve pinpointed value in your workflow, you can cut the fat by eliminating any business processes that don’t help to provide that value. You might find that cross-functional teamwork poses a challenge by creating bottlenecks — a common roadblock for lean management. You can correct this by accurately mapping your workflow, identifying issues, and re-engineering problematic processes. The key to a continuous workflow is avoiding bottlenecks and creating a waste-free, seamless workflow for all employees.

4. Create pull

Another vital way to avoid waste is to create product only when there is demand. Organizing your workflow so that work only happens when triggered by demand is known as “creating pull.” This keeps you from doing work that doesn’t provide value and helps minimize overhead. It also ensures that whenever there is demand, you have plenty of resources available to rise up and meet it.

5. Continuous improvement

The previous four steps build the lean management system, but the final step may be the most important principle of all. Lean management is not finished once the system is built — it’s just getting started. You and your employees must constantly optimize and improve as problems arise and are solved. Each time an inefficiency is noted, employees should have the responsibility and be empowered to tweak the system to make it more efficient. This means all employees are contributing to the continuous improvement of the business.

The tools for implementing lean management

A variety of tools and strategies based on the principles of lean management have developed over the years, each offering a slightly different take on lean. Here are a few you might consider using to improve your organization’s overall performance.

Six sigma

Six sigma is a strategy for optimizing business processes based on the five-step DMAIC methodology — define, measure, analyze, improve, and control. The steps are not necessarily sequential, and six sigma encourages revisiting earlier steps in the cycle to identify what needs to be optimized and implement changes on an ongoing basis.

5S is a method of organizing a workspace for efficiency. The components of 5S include:

Kanban is a project management approach that uses a communal Kanban board to visually track a repetitive process through stages — for example, a planning stage, a development stage, and a delivery stage. Kanban is helpful for identifying bottlenecks and keeping team members in sync, and while it’s widely used for software development, it can be applied in any setting that relies on a repeatable process.

Value stream mapping

Value stream mapping involves visualizing the flow of delivering a product or service to a customer in order to identify areas for improvement. The map must show how and where value for the customer is created — and where it isn’t. It can also be helpful to create a current state map and a future state map to inform your strategy for eliminating inefficiencies.

The word “Kaizen” in Japanese means “continuous improvement.” In management literature, Kaizen refers to processes that include all employees in the continuous, gradual improvement of operations. Like other lean management tools, it has its roots in the Toyota Production System, where all employees in manufacturing lines were famously expected to halt production when any defect or abnormality was discovered and immediately implement a process improvement to resolve the issue.

These are just a few of the lean management tools available. Many more are used across industries, and new tools are regularly evolving to meet the demands of a fast-changing, networked global economy.

The benefits of lean management

Lean management offers significant, tangible benefits for virtually any organization. Let’s explore some of the most important.

Improved focus

By eliminating waste from your workflow, you create space to focus on what matters most. The tasks that produce the most value can receive all of your attention, resulting in better products and services, more satisfied customers, and more fulfilled employees.

Better resource management

Using a pull system ensures that you’re using the minimum amount of resources required to generate value. When you eliminate excess resource consumption, you get greater visibility into what resources you have, more flexibility in how you use them, and ultimately higher profitability.

Productivity and efficiency

When tasks are more focused and workflows are seamless, your workplace naturally becomes more efficient and productive. You create more value with less input — the most basic formula that exists for business success and growth.

Smarter business

By mapping your workflow and responding only to demand, you’re working smarter instead of harder. Taking a bird’s-eye view of your entire process and adopting a consistent philosophy of improvement enables you to be strategic, creative, and efficient in every part of your business.

Getting started with lean management

Lean management equips you with smarter business processes and increases efficiency. When you’re ready to get started, begin by identifying your value — that is, what a customer is willing to pay for — and how you’re creating it.

For leaders who want to optimize and centralize their workflows, Adobe Workfront connects work to strategy, making it possible to manage the entire lifecycle of projects from start to finish.

To learn how Adobe Workfront can help you implement lean management principles, watch the overview video or take an interactive product tour.


The Organization of New France

The Organization and Number of Troops in New France

Compagnies franches de la Marine in Canada

Compagnies franches de la Marine in Canada

Caption: Compagnies franches de la Marine in Canada

The organization of troops in New France varied by colony and period, as well as by whether they were foot soldiers or artillerymen. The following tables indicate the official numbers of troops in the Compagnies franches de la Marine in New France.

In general, all officer positions were actually filled. There was even a group of surplus officers. Discharged in the late 1680s, when seven companies were done away with, they served thereafter in other companies as extra officers. The last of them retired during the 1720s.

The situation among ordinary soldiers was very different. Their actual numbers were almost always lower than the official numbers prescribed by royal order. About 100 places usually went unfilled; it could be slightly more or less depending on the arrival of recruits.

In 1750 there were almost 1,700 soldiers in New France instead of the 1,500 officially required. However, this surplus was exceptional and of short duration. Five years later there were barely 1,300.


Strips Finance

Why interest rates?

Learn about the importance of interest rates
Interest rates are the price of money. They are important for lending/borrowing and also speculation. Interest rates impact the prices from stocks, bonds to mortgages.
Interest rate markets are a critical infrastructure in our financial system. It is also the largest trading market in traditional finance. Based on 2018 statistics, the USA alone had $15T in debt markets, and 88% were fixed interest rates. However, almost all of the $200bn assets locked in DeFi are receiving variable interest without fixed rates.
Interest rate swaps are extremely important for hedging yield or borrowing costs. Interest rate swaps allow you to change variable rates to fixed rates. They also allow speculators to profit from movements in interest rates. Because they require little capital up front, they are the perfect tool for speculators.
Currently, 80% of the worlds OTC derivatives market comprises of interest rates swaps, with $435.2 trillion in notional value. There is explosive growth in the DeFi, but a lack of interest rates products to hedge the volatility of DeFi yields. Strips is the leading project addressing this market problem. The vision for Strips is to build the world's largest interest rate derivatives exchange.

Why are interest rate swaps important?

Managing floating rate liabilities

Interest rate swaps help borrowers manage their floating rate liabilities by allowing them to lock in fixed rates, and receive floating payments.

Structure fixed income products

Interest rate swaps are an instrument to find the fair market price for fixed interest rates. Using this fixed rate, you can begin to structure fixed income products and bonds. Without a market price for fixed interest rates, there would be no reference for fixed income products to be priced from. The fixed rate from the interest rate swap is the future expectation of the floating rate.

Interest Rate Speculation

Because interest rate swaps require little capital up front, they give traders a way to speculate on movements in interest rates in a capital efficient manner. Traders can also arbitrage between different interest rates across protocols, or capture basis arbitrage opportunities in the futures market. It is easy to trade across multiple yields in a flexible and convenient manner.


Hospitality Financial Leadership – Why Auditors Miss the Mark

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I lately watched a documentary on fraud and why the auditors had been unable to detect anything even when they were being appropriate on top of what was so clear to the particular person showcased in the job interview. The narrator also spelled out incredibly clearly that the audit function is established up to are unsuccessful.

This piece is about what resort auditors do and what they truly should really be wanting at to uncover inconsistencies that direct to detecting economical difficulties in the lodge.

Auditors are established up to fail due to the fact they are so green. I remember we experienced a revolving doorway of each inside and exterior auditors at the hotel for what appeared like years. Humorous matter is other than the head person the staff members was often new. The audit perform is the really very first occupation these persons get out of university and they are tremendous inexperienced, even soaked powering the ears.

On one audit visit, the auditor was tasked with sampling the stock counts so he asked in which the main kitchen was and in specific the “butcher store.”

I replied, “It’s just upstairs. Let us go visit and see if Desmond is there.”

Absolutely sure plenty of we went to butcher store in the most important kitchen area and Desmond and his group were being busy ripping apart chickens for a banquet afterwards that working day. The stock was counted the night time ahead of, and we have been to location test. This was not Desmond’s initial rodeo and he knew just by on the lookout at us what the deal was.

The auditor had the depend sheets and requested exactly where the 200 kilo’s of beef tenderloin totaling $4,900 ended up. Desmond enjoying the part and looked puzzled then stated, “Follow me.”

He took us into a single of the big stroll-in coolers and he opened a non-descript brown box and pulled out a aspect of smoked salmon and mentioned here is the lot, we have 20 boxes in whole. With this amazing substitution the auditor appeared at the containers and just stated thanks. Desmond was grinning from ear to ear.

The auditor seemingly did not even know the difference between salmon and beef. I imagine he was just so surprised to be in a hectic manufacturing kitchen with a wild-eyed Portuguese gentleman with a knife in his arms and did not want to check with any stupid concerns.

But this instance is just what is missing with the audit operate. Auditors want to be able to smell when anything is off and then dig right until they fulfill their curiosity or until eventually they come across a smoking cigarettes gun.

Auditors that I have been uncovered to normally do the similar assessments, they hardly ever do anything at all surprising. They follow a reservation with a deposit that turns into a legal responsibility to the arrival, and then they observe the folio and area costs up till settlement on a credit score card, and then it is pursuing the credit card as it results in being income in the bank. Very same with a purchase get, subsequent it is verifying its receipt, then it is accounts payable and off to the financial institution as a credit score. They take a look at the stock counts, depend some floats, send out some accounts receivable letters and possibly they seem at the payroll and HR procedure to see that new workforce are effectively authorised. But that is about it.

What they must be checking to discover a smelly sock or a potentially smoking cigarettes gun is suitable beneath their noses. But like the stating goes, “They don’t know what they really do not know.” They could just for exciting examine some of the adhering to locations with a concentrate on sure potentially softer targets:

Expense stories – Seize the GM’s, the DOS’s, and the Controller’s information and sift as a result of what the big pictures are undertaking and paying out the hotel’s funds on.

The Lender Reconciliation – This is the “grand puba” of destinations to park a pile of dung. What is remarkable and why? Does it even reconcile? How very well set up are the accounts and what is happening each thirty day period? Does the lodge reconcile its dollars and credit rating playing cards day by day? That is like a health care provider examining your blood tension, far too superior and one thing is improper.

Value of Revenue – Why is the beverage price 30 percent, what need to it be? A straightforward test of the menu charges and stage of product sales volumes when compared to some costings tells us what the prospective beverage price should really be. Alas, it need to be under 25 percent. Five details on three million pounds a year in beverage gross sales usually means $150K is up for grabs. Now, that would be handy details that could get some heads rolling.

Glance at the accruals – I realized a Controller that was famous for creating his forecasted GOP pretty much each and every month. Does that sound to very good to be true? Yes, it does! Dig by the backup and make absolutely sure every thing submitted is provided and aim. How considerably are we cooking the books?

What about the rebates, voids and paid out outs? – Auditors do not even know what these are. If there is a frequent drip of voids in the F&B outlets there is a issue. If the desk is rebating area revenue due to the fact of seemingly noisy or cold rooms, there is a problem underneath the area.

Accounts receivable sundry and accounts payable sundry stability sheet accounts – In motels these are the clearing houses for negative transactions. What deal inclusions are we spending for and what income arrived in, do they balance or is the lodge getting rid of its shirt? These accounts and their use are like the barometer of the hotel’s working accounting well being.

How about checking a stack of BEOs vs. the true banquet bills and consumer invoices? – Did the banquet crew publish almost everything? What was missed? This once more is a really telling sample that factors to large challenges. While you are there verify the average selection of days out the BEOs are revealed. If it is much too quick then many other points are problematic like price of profits and labor planning.

The listing of spots to seem is wide. Total-services lodges are massive and particularly elaborate.

Understanding how they operate and what to glance for requires encounter, and detecting problems that homeowners and stakeholders want to know about implies you want to be effectively testing the regions that are most problematic.

I believe this cartoon sums it up nicely:

Coming Before long in 2022  – The Affluent Hotelier

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Lelo - Sona 2 Sonic Clitoral Massager

Cruise Control takes over when you can't hold it anymore!

This powerful Sonic stimulator delivers fast yet gentle sonic waves that stimulate the entire clitoris, inside and out, for insane waves of satisfaction that resonate everywhere and keep you coming back. What is Cruise Control? Cruise Control keeps your device going and keeps your orgasm deeply sensual and just right.

- Specially developed by LELO and exclusively for SONA Cruise.
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- Material: silicone, ABS
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Make sure the SONA 2 Cruise is unlocked by pressing and holding the + and - buttons simultaneously for 3 seconds until the light comes on. Press the + button to turn on; press again to increase the vibration strength. Press the () button to toggle between the 12 vibration patterns. Press the button to decrease the vibration strength. Press and hold the () button to power off.


Renewal by Andersen Goes to the Dogs

August 26 is National Dog Day, and this month, atHome is celebrating Man's Best friend with a shout-out to some of the best puppers on the planet. First, we showcase our own four-legged co-workers in The Dogs of RbA slideshow...and then, read on for "Hero Dogs," true stories of canines who were not only beloved pets but also soldiers, scientists, first responders, and more!

The Dogs of RbA

It might be a pain for all of us humans...but quarantine is certainly our pets' best friend. People at home, all the time? What more could they wish for? After all, we're only  there to pay them ALL the attention they deserve, right? And in return, they will be the most helpful officemate, EVER!

So, in honor of National Dog Day on August 26, we are pleased to share photos of some of our pawesome co-workers, past and present, as they show off  their RbA pride.

From all across our network--sales consultants, manufacturing floor employees, engineers, marketing staff, canvassers, customer service specialists…these proud pet parents all want to show the world their dogs (and can you blame them??? Look at the cuteness!!!).

We’ve got hounds in hats, pups in pajamas, doggies as design consultants, and pooches in polo shirts. From way out east to up north Alaska and everywhere in between. Enjoy this selection of some of our Best Friends from all across the country flaunting their canine sartorial stylings (AKA, dashing doggies wearing/chewing on/frolicking with/otherwise productively utilizing RbA gear).

Celebrate August 26, National Dog Day, with these inspiring tales of canine loyalty

It's a bird! It's a plane! It's a HERO DOG! They are our faithful companions, our watchful guardians, and our trusted and loyal partners. And, throughout history, dogs of all shapes and sizes have also been heroes. Bark your calendar, as we celebrate National Dog Day (Aug. 26) with stories of some of the most remarkable canine companions, soldiers, scientists, explorers, and more!

Swansea Jack

A long-haired retriever-type dog, similar to today’s Flat Coated Retriever, Jack lived in the North Dock/River Tawe area of Wales. Born in 1930, Jack's first owner was Taulford Davies. However, in the true spirit of youthful exuberance, Jack was booted out of his original home after decimating the town’s duck population while galivanting around the local park.

Rehomed to an area of town with a less tempting avian population, Jack took up residence with his new master William Thomas, and enjoyed wiling away his days lounging on the bustling docks of Swansea. It was here his career as a hero dog began.

Swansea Jack was a famous hero dogIt was reported that at first, Jack was afraid of the water, so his Thomas would encourage him to jump in and swim with some of the local kids. While he was learning to love the water, Jack developed the habit of grabbing the kids by collar and pulling them toward shore. It was a trick that would soon come in handy, when a 12-year-old boy who had been taking out the trash got into a scuffle and fell off the dock into the water. Jack jumped in after him and pulled the boy to safety.

A few weeks later, Jack jumped in to rescue a swimmer in distress—in full view of an amazed crowd on the docks—and his legend began to grow. By 1934, he had been credited with pulling 14 people to safety…and also had twice rescued some of his own brethren—a dog floundering in a muddy river, and a sack of puppies tossed into the sea.

All told, it is believed that Jack rescued 27 people in his lifetime. He received numerous honors, including Bravest Dog of the Year and a silver cup from the PDSA (a large UK-based animal welfare organization). He is also the only dog ever awarded two bronze medals (the equivalent of the Victoria Cross (UK) or Medal of Honor (US)) by the Canine Defence League, and was still earning recognition decades after his passing—in 2000, he was named named Dog of the Century by NewFound Friends of Bristol, who train domestic dogs in aquatic rescue techniques.

According to a news article after his death, Jack “had not only perfect courage and the instincts of his grand breed; but he had an innate genius for knowing just how and where to seize even the most hysterical human, struggling in deep water; and how best to tow the victim safely to shore.”

Sadly, Swansea Jack died at the young age of seven, after having ingesting rat poison. His death made national—and even international—headlines, and the Canine Defence League offered a large reward for information on who may have been responsible—but no answers ever came.

His body was eventually laid to rest underneath a publicly funded memorial that still stands on the promenade near the rugby grounds. The inscription reads:

“Erected to the memory of Swansea Jack, the brave retriever who saved 27 human and two canine lives from drowning.
Loved and mourned by all dog lovers.
Died October 2nd 1937 at the age of seven years.
Ne'er had mankind more faithful friend than thou who oft thy life didst lend to save some human soul from death.
Owner and trainer Wm. Thomas”

To this day, Swansea people are known as Jacks, and fans of Swansea City soccer team are known as the Jack Army, both thought to be in honor of the famous dog.

Born in 1994, Mancs (whose name means “Paw,” in Hungarian) was a German Shepherd and a member of the renowned Spider Special Rescue Team of Miskolc, Hungary, a team that traveled the globe doing search-and-rescue work.

As a member of the squad, Mancs was incredibly gifted at locating earthquake survivors who lay trapped deep beneath the rubble and alerting rescuers. He could locate where people were buried under the earthquake rubble—and not only could Mancs determine if the person was dead or alive, but he could also indicate this to the other members of the rescue crew. If he sensed a dead person, he laid down; when he sensed a live person beneath the rubble, he stood up, wagged his tail and barked.

Alongside his owner László Lehóczki, Mancs helped in several high-profile earthquake rescue missions, including the 2001 earthquakes in El Salvador and India. His most famous case was when he helped rescue a 3-year-old girl who spent 82 hours under the ruins after the 1999 Izmit earthquake in Turkey.

Mancs died of pneumonia in 2006. In 2015, Mancs was honored posthumously with his team with the European Citizen's Prize for their many years of life-saving efforts. Attending the ceremony as the guest of honor was Hatira Kaplan—the young woman Mancs had rescued in Izmit.

Taro and Jiro

In January 1957, a team of 11 Japanese researchers and 15 Karafuto-ken sled dogs (also known as Sakhalin huskies) arrived at the Showa Research Station in Antarctica. The researchers would spend roughly a year at the station, and then be replaced by another team. The dogs, a hearty, rugged breed well-suited for working life in a snowy climate, would remain on the base, ready to assist each successive team. Among the canine team members, were three-year-old brothers Taro and Jiro, who were also the youngest of the dogs.

In early 1958, a severe, strong, and unexpected storm approached, and the first team had to be emergency evacuated by helicopter. Because the second team was due to arrive shortly, the dogs were left tied at their stations, along with the food and water they would need for their next few days.

Unfortunately, the weather remained prohibitive. Conditions worsened, and the ship carrying the second team had to abort its mission—the way would not be passable for nearly another year, meaning the dogs were, to the great sadness of their team, abandoned and considered lost.

In January 1959, the third expedition team returned to the base in Antarctica, fully expecting to find the remains of their 15 canine compatriots. However, they only found that seven (Aka, Goro, Pochi, Moku, Kuro, Pesu, and Kuma from Monbetsu) had lost their lives while still chained. The other eight dogs had managed to break free from the chains. Amazingly two of the dogs, Taro and Jiro, were found alive—thin and a bit bedraggled, but otherwise fine—near the base. The remaining six (Riki, Anko, Deri, Jakku, Shiro and Kuma from Furen—who was the sire of Taro and Jiro) were never found.

Even more amazingly, the expedition crew’s stored foodstuffs and supplies were never breached, nor did the pair resort to cannibalism (common during famine), leaving the bodies of their chained packmates to rest. Researchers believe that Taro and Jiro instead relied on their own resourcefulness, eating “penguins, feces of seal, seabirds, and fishes (trapped in the ice).”

And so, after enduring a harrowing 11 months of the brutal Antarctic conditions, Taro and Jiro were joyfully reunited with their human teammates. And then what did the hero dog pair do? They went back to work, staying with the new pack and pulling sleds for the expedition.

Jiro died of natural causes in Antarctica in 1960; his remains are on display at the National Science Museum in Ueno Park, Tokyo, along with fellow Japanese hero dog Hachi (see below). Taro returned to his hometown of Sapporo, Japan, in 1961, and lived at Hokkaido University until his death in 1970. His remains are displayed there.

Sallie Ann Jarrett

Dogs have long served on the battlefield, doing everything from playing a role in logistics and communication; to working as sentries, trackers, and guards; to simply providing an invaluable morale boost to troops.

Celebrate heroic dogs National Dog Day at Renewal by Andersen #NationalDogDayOne of these battlefield dogs was Sallie Ann Jarrett, the canine mascot for the 11th Pennsylvania Infantry during the Civil War.

A brindle-coated American Staffordshire terrier, Sallie was given to Captain William Terry of Company I as a puppy in 1861—although she was truly “owned” by the entire 11th. Sallie was an army dog from the start, joining soldiers during their drills and standing with the color guard for dress parade.

She campaigned alongside the troops, and did not stay out of the fray when the firing began. In fact, she accompanied her regiment into battle, taking a position at the front lines and barking at the enemy. Sallie saw action in each of her regiment’s engagements, which included Cedar Mountain, Second Bull Run, Antietam, Fredericksburg, Chancellorsville, Gettysburg, the Wilderness, and Petersburg.

At Gettysburg, Sallie became separated from her regiment on the first day of fighting, and the soldiers feared she had perished in the fight. The brave pup, had not, in fact died…but when she was unable to get through Confederate lines, she returned to where the 11th had been fighting earlier, on Oak Ridge. She was found her there, days later, dehydrated, hungry, and tired—but still “at work,” faithfully attending to her injured compatriots and guarding the bodies of the fallen.

Despite enduring bullet wounds and injuries, Sallie fought alongside her unit nearly until the war’s end. Sadly, on February 6, 1865, during the Union advance at Hatcher's Run, Virginia, she was struck by a bullet and killed. So beloved and respected was the terrier, that several soldiers put aside their arms to bury her on the spot, despite being under fire.

25 years later, in 1890, the surviving members of the 11th gathered at Gettysburg for the dedication of a monument erected on Oak Ridge in their honor. The towering statue featured a larger-than-life solider marching at the top…and at the bottom? Was a bronzed likeness of Sallie Mae, lying at the base keeping watch over her troops, just as she had during her life.

Strelka and Belka

strelka and belka on a stampThese hero dogs boldly went where no man…er, dog…went before!

On August 19, 1960, Soviet space dogs Belka (which translates to “Squirrel” or "Whitey") and Strelka (meaning “Little Arrow”) became the first living creatures to be shot into orbit and return to earth safely. The pair’s successful journey in Sputnik 5 paved the way for Yuri Gagarin to make the first manned spaceflight eight months later.

Neither dog (both of whom had been rescued off the streets), suffered any ill effects from the journey. Live footage showing the chreerful pups as they floated in zero gravity delighted the world. The duo returned home as adored celebrities and were immortalized in everything from figurines and statues to comics and postage stamps.  They even went on tour, each wearing her own custom-made jumpsuit.

Strelka later had a litter of 6 pups with Pushok, a fellow Soviet space program dog. One of Strelka’s puppies, Pushinka (“Fluffy”) was presented to Caroline Kennedy, President John F. Kennedy’s daughter, by Soviet premier Nikita Khrushchev.

In the spirit of Cold War détente, romance blossomed with Pushinka and Charlie, another of the Kennedys’ dogs, resulting in four puppies nicknamed “pupniks” by JFK. Descendants of Strelka the space dog are still living today across the U.S.

You can watch footage of Belka and Strelka before, during, and after their space flight here.

Man’s best friend has four legs…unless she doesn’t. Meet Faith, the bipedal canine who inspired millions around the globe with her positive attitude and happy spirit.

Faith was born in an Oklahoma flea market with two fully functioning rear legs, but only a single malformed stub for a front leg (which was later removed). She was adopted by Jude Stringfellow, who took Faith in when the mother dog was found trying to smother the deformed puppy.

The Stringfellows fell in love with the feisty three-week old chow-lab mix puppy, and even though veterinarians urged them to humanely euthanize her, the family was committed to helping Faith not just survive—but also to thrive.

Jude and her family knew that getting Faith’s chest and head up off the ground would be crucial, so they used peanut butter to get the puppy moving, and with the family’s corgi nipping at her heels, Faith learned to hop around on her rear legs. Eventually, she taught herself to walk.

Faith didn’t let her disability stop her—and she quickly became an inspiration to everyone from children to retirees to soldiers. Faith and Jude travelled around the world to hospitals, airports, and other places to greet returning soldiers—many of whom had lost limbs or suffered other severe injuries during their deployments.

The plucky pup visited more than 2,300 wounded warriors in hospitals and wards throughout the world, and was seen by more than 2,000,000 active soldiers at bases, airports, and ceremonies. So recognized was she that in 2006, Faith received the honorary rank of E5 Sergeant in the U.S. Army.

When she wasn’t visiting soldiers, Faith took part in a children’s reading program, and travelled around as a featured guest on talk shows and at other conferences, workshops, and events (she even went on tour with Ozzy Osbourne!).

Faith passed away in 2014, at the age of 12, her family at her side.

Being a hero is many things, and sometimes, those things are very simple. This hero dog didn’t fight in a war, or save children from deadly epidemic, or help explore far reaches of the universe. This hero dog simply was…a dog. The loyal, faithful companion that makes us love the canine species so much.

Hachikō was a Japanese Akita, adopted in 1924 by Hidesaburō Ueno, a professor at the University of Tokyo. Every day, Hachikō would accompany his master to the train station to see him off to work, and after woo-wooing his goodbyes, would trot home. Then, in the early evening, Hachi would return to the station and await Professor Ueno’s arrival.

That the dog was never formally trained for this, and undertook the ritual on his own was remarkable enough…what happened next, even more so.

One day, the professor suffered a cerebral hemorrhage while at work. He died instantly—and never came home. But that day, and every day after, at precisely the same time, Hachikō came to the platform, met the train, and waited for his owner. He continued until his own death, more than nine years later.

By the time of his death, everyone knew of the loyal dog who made the lonely trip to wait for his owner every evening. Hachi had become a national celebrity—a symbol treasured by the Japanese people as the spirit loyalty, devotion, and faith. The Akita is revered as the national dog of Japan.

Hachi died on March 8, 1935, from what scientists later determined to be terminal cancer. His body was found near the station, and was laid in state as mourners—including the widow of Professor Ueno—paid their respects.

Hachikō’s remains were interred next to Professor Ueno's grave in Aoyama Cemetery. Today, a statue stands in Shibuya station, with a plaque commemorating him at the exact spot where he waited every day. The nearest gate is called the Hachikō exit. Every year, on the anniversary of his death, people from all over gather at the Shibuya station for a ceremony honoring his loyalty.

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BMI Country Awards: Taylor Swift’s "Love Story" Called Song of the Year

At Tuesday night's BMI Country Awards in Nashville Taylor Swift's  hit single "Love Story" was recognized as song of the year by the publishing rights society. This can be sees as an indicator of how things will go tonight for her at the Country Music Assn. Awards, where she's going in with four nominations, including the top honor, entertainer of the year.

Having interviewed Taylor several times since she put out her debut album in 2006, I'm certain the BMI award was especially meaningful for her, because every time we've spoken she's made it clear that of all the facets of her still-unfolding career in music, songwriting is the thing she prizes the most.

You could hear it in her comment upon being handed the award: "I just want to say thank you to every songwriter and every loved one of a songwriter, thank you, because you are the reason I wanted to try Nashville," she said. "You are all my heroes." The Los Angeles Times reports.

Taylor Swift’s sweeping "Love Story", composed by Swift alone, was the first single from her sophomore album Fearless. In addition to topping the Billboard country chart, "Love Story" topped the Billboard pop and AC charts and became the best-selling country song in the United States and the most-downloaded country single in U. S. history. Published by Sony/ATV Tree and Taylor Swift Music, “Love Story” is Swift’s second consecutive BMI Song of the Year; “Teardrops on My Guitar” earned the prestigious honor in 2008.

Meanwhile, Taylor Swift dazzled in a white sequin plunging dress at the 57th Annual BMI Country Awards.

The Country star looked dainty in a white mini dress with mega sleeves and a cascade at the waist.

She accessorized with copper metallic platforms, a white box clutch, diamond hoop earrings, matching bracelet in her left arm and two gold rings in her right hand, Sawf News reports.

Author`s name: Editorial Team


Selection Egypt

The Contrato platform project, Bridging the Digital Gap for Youth Lawyers, aims to transform the provision of legal services from analog to digital. Contrato strives to empower young lawyers, primarily women, with the requisite qualifications, to fill the general supply-demand gap long marring the sector.

The Problem

The supply of university graduates far exceeds the demand in the labour market throughout Egypt. Over half a million youth graduate from university each year in Egypt. The number of university graduates has increased by almost 5.9% in 2018 alone, most of whom are from public universities (the annual higher education report, CAPMAS). There are over 12 law schools in Egypt, with Cairo University alone graduating at least 40,000/year. Despite being among the brightest, law graduates, particularly women, face multiple challenges to earn a living. Not surprisingly, the dramatic increase in the number of students has been coupled with a decline in education quality. The result is an oversupply of graduates with skills below market needs. The majority of those who graduate shift to other occupations that do not match their skills, remain unemployed or accept jobs in the legal field that are underpaying and without many developmental prospects. In a male-dominated industry with demanding working hours and no child-care services, many female lawyers tend to quit their jobs upon marriage. The professional prejudice is reinforced by employers’ preference to mainly invest time and train male lawyers purely for RoI.

Conversely, the demand for legal services and advising, in contrast to the classical perception of the legal profession as centering around litigation, remains high. However, given the relatively high costs associated with legal services, most individuals shy away from professional consultancies. Consequently, such individuals end up facing serious legal difficulties that could have otherwise been avoided.

The Solution

Contrato offers an innovative approach to such challenges with the principal aim of empowering young lawyers, particularly females, to remain or (re)enter the job market. By establishing a state-of-the-art interactive online legal platform, specializing in contract templates and online legal consultations, Contrato bridges the gap between clients seeking legal services and law practitioners. Contrato’s platform overcomes the hurdles this particular target group faces by providing flexible working hours at decent compensation. On the one hand, platform users will have access to a variety of tailored contracts from the database and the option for professional consultancies by young lawyers at an attractive fee, thereby eliminating demand barriers. On the other, the project will provide upskilling training and certification to a pool of 860 young law graduates and professionals, particularly women, from all over Egypt by 2023. Special training curricula and certification processes will be developed by 2022 based on professional and international standards. By the end of the project, 560 young lawyers (460 females and 100 males) are expected to maintain livelihood opportunities through self-employment successfully. It is essential to highlight that 10 young lawyers out of the total number of lawyers will be trained to become trainers. That is, they will receive a tailor-made ToT to support the upskilling training of the rest of the group (850 young lawyers). While the project intends to focus on the five governorates mentioned above, the scope of the platform will include others as well spread out in both Upper Egypt and the Delta regions.

Contrato seeks to provide decent self-employment opportunities for young lawyers through establishing an innovative online platform for contractual legal services and consultancies. CFYE’s contribution to the project is integral to its implementation in terms of quality, scale, and specific target group focus. In order to reach the aforementioned objectives and enhance quality, Contrato will not only avail the online platform (which would have been the business as usual model) but would further seek to build the capacity of the target beneficiaries through designing curricula and conducting tailored made training and certification to onboard young lawyers, particularly women. Contrato’s regular business model does not include an upskilling or gender-focused strategy. The same applies to youth inclusion in the design and implementation of the project. In this regard, the Fund’s technical support is needed to develop both gender-specific and youth-centered strategies.

Moreover, with the Fund’s support, Contrato would be able to include a cost-share to the project by offering discounts from the Contrato platform to young lawyers using its interactive templates, as well as providing more remuneration to the beneficiaries of the project than their peers. Furthermore, with the support of the Fund, Contrato would be able to explore greater opportunities for scalability. Indeed, Contrato will have the opportunity to flag the idea of the platform with other private sector entities, donors, and development organizations to possibly scale up the results of this project (upon the successful pilot, after the first year of implementation) into various countries in Africa and/or elsewhere in the developing world where similar conditions pertain.